Services
We offer solutions designed to meet you where you are in your financial journey. For clients who want a hands-off approach, our Full-Service Credit Repair Program ($1,000 one-time fee) handles everything — from pulling and analyzing your credit reports, to disputing inaccuracies, negotiating with creditors, and guiding you toward lasting credit health. If you prefer to take control yourself, our DIY Credit Repair Kit ($200) provides the same professional tools, dispute templates, and step-by-step instructions we use — empowering you to repair your credit at your own pace. Whether you choose our expert-led service or the self-guided kit, you’ll get clear guidance, proven strategies, and the support you need to build a stronger financial future.
One-Time Repair
The $1,000 is a flat, all-inclusive fee that covers the entire credit repair process from start to finish. This means no ongoing monthly payments or surprise add-on charges.
Included:
- Full Credit Analysis – A detailed review of all three major credit bureau reports (Experian, Equifax, TransUnion).
- Dispute Process – Drafting and sending dispute letters for inaccurate, outdated, or unverifiable items.
- Negotiations & Settlements – Contacting creditors and collectors to arrange settlements or request goodwill deletions.
- Credit Education – Guidance on how to rebuild and maintain strong credit habits.
Additional Services
- Credit Monitoring Setup: $20 a month
- Budget Coaching and Debt Strategy Session: $75 an hour
- Secured Credit Card or Tradeline Assistance: $75 flat fee
- Credit Audit: $149 flat fee
DIY Repair
The $200 fee covers a complete do-it-yourself credit repair system — giving you all the tools, templates, and guidance you need to fix your credit on your own, at your own pace.
- Step-by-Step Credit Repair Guide – Plain-language instructions walking you through every stage of the process.
- Dispute Letter Templates – Professionally written letters for common credit issues (late payments, collections, charge-offs, inquiries, etc.).
Credit Report Review Checklist – So you can spot errors and negative items quickly. - Sample Call Scripts – For negotiating with creditors or debt collectors.
- Budget & Rebuild Planner – Tools to improve and maintain good credit habits.
- Bonus Tips – Insider strategies to speed up the dispute process and boost your score.